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But there are some simple steps that older drivers, and indeed all drivers, can take to reduce the likelihood of them having an accident and thereby making themselves more insurable. It’s often more about those little things and being alert to likely problems. For example, car parks are a breeding ground for small accidents. Knowing that take more care. Before you get back into your car, walk round it to see how much room you’ve got. Then edge out carefully making sure that other drivers in the car park aren’t driving into the area you’re moving into. Then, if advancing years has stiffened you neck and all-round visibility is a bit more difficult, take special care at junctions and when reversing. Remember to move you head and swivel your shoulders – that way you’ll increase your sweep of vision.
Many of the policies for older motorists contain special provisions designed to assist them. On Saga’s policy for example, ex company car drivers can use any no claims record they’d built up and if a couple are insured and the main driver decides to quit driving, then the spouse can take over the no claims record. Other policies also provide full insurance cover for anyone who takes over driving in an emergency. Cornhill will even payout £250 if the DVLA stops you from driving for health isues associated with age.
To read more about Louisville auto insurance, and to find out how much you could be getting for your premium, check out Louisville Auto Insurance